Stellar is a platform that connects banks, payments systems, and people. Integrate to move money quickly, reliably, and at almost no cost. Stellar Lumens are the native asset of the Stellar network — a free, open-source network that connects diverse financial systems and allows anyone to build low-cost financial services for their respective communities. The Stellar network enables money to move directly between people, companies, and financial institutions as easily as email. This interconnectivity means improved access for individuals, lowered costs for banks/institutions, and an increase in revenue for businesses.